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A-692-80
The Queen (Appellant)
v.
Gordon A. Bryce (Respondent)
Court of Appeal, Heald, Urie JJ. and Verchere D.J.—Vancouver, February 9 and 15, 1982.
Income tax — Income calculation — Deductions — Decree nisi requiring respondent to pay all mortgage payments and other amounts — One-half of those amounts to be paid for the benefit of respondent's former wife — Trial Division held that payments made by respondent during his 1975 taxation year were deductible — Whether Trial Judge erred in holding that s. 60.1 of the Income Tax Act provided statutory authority for the deduction — Whether payments constitute an "allowance" within the meaning of s. 60(6) of the Act — Income Tax Act, S.C. 1970-71-72, c. 63, ss. 56(1)(b), 56.1, 60(b), 60.1, 178(2).
Appeal from a decision of the Trial Division which held payments made by the respondent on behalf of his former wife during the 1975 taxation year deductible from income. Pursu ant to the terms of a maintenance agreement incorporated in the decree nisi, the respondent was required to pay the mort gage instalments on a duplex to be transferred in joint tenancy in his name and that of his former wife, and to pay the land taxes, water and sewer rates, cablevision charges and mainte nance expenses with respect to the duplex. The decree nisi also stipulated that half of those amounts were to be paid for the benefit of the respondent's former spouse. The issue turns on the interpretation to be given to section 60.1 of the Income Tax Act (as added by S.C. 1974-75-76, c. 26, subsection 31(1)). The appellant contends that the Trial Judge erred in holding that section 60.1 provided, in itself, the statutory authority for the deduction; that to ascertain the deductibility of such pay ments, paragraph 60(b) of the Income Tax Act must be considered; and that the payments were not made as an "allow- ance" as that term was interpreted by this Court in the line of cases which began with the Pascoe case.
Held, the appeal is allowed. Since the only permissible deductions in the computation of taxable income are those authorized by the Income Tax Act and since section 60.1 does not authorize a deduction, the taxpayer, in determining the deductibility of alimentary payments, must bring himself within the ambit of paragraph 60(b) of the Act. This Court is bound by its previous decisions which have held that payments of the type made by the respondent do not constitute an "allowance" within the ambit of paragraph 60(b) even though they are deemed, by virtue of section 60.1, to have been made for the benefit of the spouse. If Parliament had intended that payments made under section 60.1 were to be deductible with out reference to paragraph 60(b), the section could easily have been so drafted. Each of the sections of subdivision e which permits deductions specifically employs words such as "There
may be deducted" or "may deduct" to authorize deductions. Section 60.1 contains no such authorization.
Attorney General of Canada v. Weaver [1976] 1 F.C. 423, followed. R. v. Gagnon [1982] 2 F.C. 255, followed. R. v. Pascoe [1976] 1 F.C. 372, followed.
APPEAL. COUNSEL:
Wilfrid Lefebvre and Jeanne Watchuk for
appellant.
Elko Kroon for respondent.
SOLICITORS:
Deputy Attorney General of Canada for appellant.
Elko Kroon, North Vancouver, for respond ent.
The following are the reasons for judgment rendered in English by
URIE J.: This is an appeal from a judgment of the Trial Division [[1981] 1 F.C. 587] dismissing the appellant's appeal from a decision of the Tax Review Board which had allowed the respondent's appeal from a reassessment of income tax made by the Minister of National Revenue with respect to the respondent's 1975 taxation year.
The relevant facts, as disclosed in an agreed statement of facts, are these: The respondent was divorced from his former wife on March 20, 1975. The decree nisi of the Supreme Court of British Columbia incorporated the terms of a maintenance agreement between the respondent and his wife, the material terms of which required the respond ent to pay:
(a) all mortgage payments on a duplex to be transferred to the respondent and his former wife as joint tenants, of which one half was to be occupied by the wife;
(b) all expenses necessary to maintain the duplex in good condition;
(c) all the land taxes, sewer rates, water rates and cablevision charges as they fell due.
Only the payments made pursuant to (a) and (c) are in issue in this appeal.
The decree nisi also contained a provision whereby the former wife would forego any claim for monthly support from the respondent other than that provided by his paying one-half of the payments referred to in the immediately preceding paragraph.
The respondent, during the year 1975, complied with all of the provisions contained in the agree ment. The following amounts were paid by him:
Mortgage $2,148.00
Taxes 655.99
Water & sewer 151.50
Cablevision 59.40
Total $3.014.89
The respondent claimed as a deduction in the computation of his taxable income for the 1975 taxation year the sum of $1,256.20, which is 10/12 of 1/2 of the above total, the decree nisi having been granted in March 1975. The sole issue in this appeal is whether or not the respondent was en titled to the deduction. The learned Trial Judge held, as did the Tax Review Board, that he was. It is the appellant's contention that the Trial Judge was in error in holding that section 60.1 of the Income Tax Act, as amended by S.C. 1974-75-76, c. 26, subsection 31(1), provided, in itself, the statutory authority for the deduction.
To appreciate the appellant's position it is neces sary to examine the relevant sections of the Income Tax Act'. Division B contains the various provi sions for the computation of income for tax pur poses. Subdivision e of Division B deals with cer tain deductions permitted in the computation. Paragraph 60(b) reads as follows:
60. There may be deducted in computing a taxpayer's income for a taxation year such of the following amounts as are applicable:
(b) an amount paid by the taxpayer in the year, pursuant to a decree, order or judgment of a competent tribunal or pursu ant to a written agreement, as alimony or other allowance
' R.S.C. 1952, c. 148, as amended by S.C. 1970-71-72, c. 63, s. 1 ("the Act").
payable on a periodic basis for the maintenance of the recipient thereof, children of the marriage, or both the recipient and children of the marriage, if he was living apart from, and was separated pursuant to a divorce, judicial separation or written separation agreement from, his spouse or former spouse to whom he was required to make the payment at the time the payment was made and throughout the remainder of the year;
Its companion paragraph, 56(1)(b), is contained in subdivision d- which relates to income from various sources. It reads as follows:
56. (1) Without restricting the generality of section 3, there shall be included in computing the income of a taxpayer for a taxation year,
(b) any amount received by the taxpayer in the year, pursu ant to a decree, order or judgment of a competent tribunal or pursuant to a written agreement, as alimony or other allow ance payable on a periodic basis for the maintenance of the recipient thereof, children of the marriage, or both the recipient and children of the marriage, if the recipient was living apart from, and was separated pursuant to a divorce, judicial separation or written separation agreement from, the spouse or former spouse required to make the payment at the time the payment was received and throughout the remain der of the year;
In 1976, this Court rendered judgment in the case of The Queen v. Pascoe 2 . In that case the respondent and his wife had entered into a separa tion agreement providing for fixed monthly main tenance payments and, as well, an agreement that the respondent husband pay all medical, hospital and dental accounts on behalf of his wife and children and certain educational expenses of the children. It was the deductibility for tax purposes of payments so made that was the issue in that appeal. Pratte J., speaking for the Court, said at page 374 of the report:
In our view, neither the sums paid by the respondent for the education of his children nor those paid for the medical expenses were deductible.
First, we are of opinion that the payment of those sums did not constitute the payment of an allowance within the meaning of section 11(1)(1). An allowance is, in our view, a limited predetermined sum of money paid to enable the recipient to provide for certain kinds of expense; its amount is determined in advance and, once paid, it is at the complete disposition of the recipient who is not required to account for it. A payment in satisfaction of an obligation to indemnify or reimburse someone or to defray his or her actual expenses is not an
2 [ 1976] 1 F.C. 372.
allowance; it is not a sum allowed to the recipient to be applied in his or her discretion to certain kinds of expense.
Furthermore, even if the payment of the expenses here in question could be construed as the payment of an allowance, it was not, in our view, an allowance "payable on a periodic basis" as required by section 11(1)(l). The payment was not determined by the separation agreement and the decree nisi to be at fixed recurring intervals of time. Indeed, the agreement and decree said nothing about when payment of the expenses must be made. It is not relevant that the educational expenses may, in fact, have been paid on a periodic basis since the periodicity required by the statute refers to the manner in which the allowance is payable, not to the manner in which it is in fact paid.
In the same year, this Court in Attorney Gener al of Canada v. Weaver' in a majority decision followed Pascoe and held that certain payments, including mortgage payments, paid to third parties directly by the husband, in compliance with the terms of a separation agreement, did not fall within the definition of "allowance" enunciated by Pratte J. and were, therefore, not deductible.
Both of the above cases were in respect of taxation years prior to the enactment of section 60.1 supra.
In 1981, in The Queen v. Gagnon 4 this Court again applied the ratio decidendi of the Pascoe case in respect of mortgage payments paid by a spouse to his former wife in holding that they were not an "allowance" within the meaning of para graph 60(b) on the basis that the recipient had no discretion as to the use of the money. While it appears that two of the three taxation years under review in that appeal were subsequent to the enactment of section 60.1, no reference to that section is made in the reasons for judgment.
The consequence of all of the foregoing is that, as the Trial Judge said, the real issue here is as to the interpretation to be given to section 60.1 in light of the Pascoe case. Section 60.1 read as follows in 1975:
60.1 Where, after May 6, 1974, a decree, order, judgment or written agreement described in paragraph 60(6) or (c), or any variation thereof, has been made providing for the periodic payment of an amount by the taxpayer to or for the benefit of
3 [ 19761 1 F.C. 423.
4 [19821 2 F.C. 255.
his spouse, former spouse or children of the marriage in the custody of the spouse or former spouse, the amount or any part thereof, when paid, shall be deemed to have been paid to and received by the spouse or former spouse if the taxpayer was living apart from the spouse or former spouse at the time the payment was received and throughout the remainder of the year in which the payment was received.
Its companion, section 56.1, follows:
56.1 Where, after May 6, 1974, a decree, order, judgment or written agreement described in paragraph 56(1)(b) or (c), or any variation thereof, has been made providing for the periodic payment of an amount to the taxpayer by his spouse or former spouse or for the benefit of the taxpayer or children of the marriage in the custody of the taxpayer, the amount or any part thereof, when paid, shall be deemed to have been paid to and received by the taxpayer if the taxpayer was living apart from the spouse or former spouse at the time the amount was paid and throughout the remainder of the year in which the amount was paid.
If section 60.1 permits the mortgage payments to be deducted by a taxpayer such as the respond ent in the computation of his taxable income in 1975, then section 56.1 operates to include such payments in the computation of his spouse's income for that year.
It should first be observed that section 60.1 does not, in specific terms, provide for deducting peri odic payments made to or for the benefit of a spouse, former spouse or her children in her cus tody, in the computation of a taxpayer's taxable income although the section appears in subdivision e which is headed "Deductions in Computing Income." Rather, on its face, it simply deems such payments to have been paid to and received by the spouse or former spouse if she and the taxpayer were living apart when the payment was received and for the remainder of the year in which it was received. In this respect, then, it overcomes one of the bases for finding that periodic payments not directly paid to the spouse do not constitute an "allowance" as that term in paragraph 60(b) has been interpreted by this Court in the Pascoe and Weaver cases.
However, according to counsel for the appellant, the section goes only that far and to ascertain the
deductibility of such payments regard must be had to paragraph 60(b) as interpreted in the cases earlier referred to. He conceded that
(a) the payments in this case were made when the spouses were living apart when received and throughout the remainder of the year, pursuant to a decree, order, judgment or separation agreement;
(b) the payments were made pursuant to a decree, order or judgment or a separation agreement;
(c) payments were part of a series payable on a periodic basis; and
(d) by virtue of section 60.1 were paid to a spouse or former spouse.
The only condition imposed by paragraph 60(b) that was not met in this case, according to appel lant's counsel, was that they were not paid by the taxpayer as an "allowance" as that term was interpreted in the line of cases in this Court com mencing with Pascoe, supra, because the payments were not at the complete disposition of the recipi ent but rather, were committed to the mortgagee and the payees of land taxes, water rates and cablevision levies in accordance with the terms of the separation agreement.
The learned Trial Judge dealt with similar sub missions made before him in the following fashion [at pages 594-595]:
Paragraph 60(b) deals with amounts paid as alimony or other allowance for maintenance, to the recipient, children of the marriage, or both. Section 60.1, as I interpret it, deals with amounts, stipulated in a decree, order, judgment (of a com petent tribunal) or pursuant to a written agreement, periodical ly paid to, or for the benefit of, the taxpayer's spouse, former spouse or children of the marriage.
I am unable to conceive the legislators intended to make amounts paid to third parties, for the benefit of a spouse, former spouse or children of the marriage, deemed payable to those persons themselves, only if, at the same time, the docu ment specified that the spouse, former spouse or children of the marriage could, at any time, direct the payments be made to different persons, or to themselves, or for other purposes than those stipulated in the document. It would, it seems to me, be inconsistent for the legislators to endorse maintenance agree-
ments where payments for the benefit of the person or persons to be maintained were stipulated to be made to third parties, and at the same time, require the agreement to give the recipient of the benefit, complete control of the actual destina tion and purpose of the benefit payments.
It is with considerable reluctance that I have concluded that the Trial Judge's interpretation of the two sections cannot be upheld and that the appellant's contention must prevail. Since the only permissible deductions in the computation of tax able income are those authorized by the statute and since section 60.1 does not authorize a deduc tion, the taxpayer, in determining the deductibility of alimentary payments, must bring himself within the ambit of paragraph 60(b). In the interpretation of that paragraph we are bound by the previous decisions of this Court which have held that pay ments of the type made by the respondent here do not constitute an "allowance" within the ambit of the paragraph despite the fact that, by virtue of section 60.1, they are deemed to have been made for the benefit of the spouse. If Parliament had intended that payments envisaged by section 60.1 were to be deductible without reference to para graph 60(b) to determine their deductibility, the section could easily have been so drafted. It is noteworthy that each of the sections of subdivision e - which permits deductions specifically employs words such as "There may be deducted" or "may deduct" to authorize the deduction to be made by the taxpayer in computing his taxable income. Section 60.1 contains no such authorization.
The appeal, accordingly, must be allowed and the assessment of the Minister of National Reve nue dated June 21, 1976, confirmed. In accord ance with the provisions of subsection 178(2) of the Act, the respondent shall be entitled to recover from the Minister of National Revenue, all his reasonable and proper costs both here and below after taxation thereof.
HEALD J.: I concur.
VERCHERE D.J.: I concur.
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